Welcome home to this beautifully maintained 3-bedroom, 2-bath, 2-car garage gem tucked away in the desirable Chapman Manor community! Set on a stunning conservation and waterfront lot with no backyard neighbors, this home offers the privacy and natural beauty buyers dream of. Inside, an open, split floor plan creates an easy flow for everyday living and entertaining, anchored by a striking double-sided wood-burning fireplace that adds warmth and character to the main living spaces. Recent updates include NEW hurricane impact windows throughout the entire home, giving you peace of mind and energy efficiency for years to come. The AC was replaced in 2026, and a clean 4-Point Inspection was completed in April 2026 - move-in ready with the big-ticket items already taken care of! Enjoy an unbeatable location close to Starbucks, Publix, and major interstates for an easy commute, plus quick access to USF, Moffitt Cancer Center, and the VA Hospital. Don't miss your chance to own this rare conservation and waterfront retreat in one of Lutz's most sought-after neighborhoods - schedule your private showing today!